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fox news, obama documentary tonight, 10-12

<div class="ubbcode-block"><div class="ubbcode-header">Originally Posted By: bucknduck</div><div class="ubbcode-body">We should all take time to watch this and learn more about the future president of our nation. I agree. </div></div>

Huh, Obama is the future president? I'm moving up with Sas guy if that's the case......
 
<div class="ubbcode-block"><div class="ubbcode-header">Originally Posted By: 203ntyp</div><div class="ubbcode-body"><div class="ubbcode-block"><div class="ubbcode-header">Originally Posted By: bucknduck</div><div class="ubbcode-body">We should all take time to watch this and learn more about the future president of our nation. I agree. </div></div>

Huh, Obama is the future president? I'm moving up with Sas guy if that's the case...... </div></div>

They already have socialism (minus the overpopulation).....I guess if you left now you'd get a preview anyway. /forum/images/%%GRAEMLIN_URL%%/grin.gif

Avid-
I can appreciate you desire for a change. It's the outright excitement over Obama where you lose me.

Both parties could have done much better job selecting nominees out of the primaries......Huckabee and Richardson would have been much better choices IMO. Staunch conservatives are left with McCain as default. Hardcore lefties are probably stoked I guess. /forum/images/%%GRAEMLIN_URL%%/grin.gif
 
He's already got the hardcore right...so if you think about it, Palin was a poor choice. He should have went with Leibermen....then he would have had a chance.
 
I do not think either one of the political parties have good choices this year! Yes, I do hunt. Yes, I do own guns. Have any of you ever really researched some of McCains past votes or future ideas with regard to gun control. He isn't an angel either. If you are voting for someone just so you can keep your guns, that is the wrong reason. The President has little power for changing Consttutional laws. It would have to be passed through Congress and I would say there is little chance we would see that happen. You can all beat up on me all your want with my opinion, but realize it is only an opinion like yours. Honestly, I do not think McCain has a snowball's chance in heck to get into office.
 
democratic president, democratic congress, if they want to take our guns, or re-establish the moronic clinton gun ban, or ban all semi auto guns, it would be TERRIBLY easy, if obamma is elected
 
<div class="ubbcode-block"><div class="ubbcode-header">Originally Posted By: teeroy</div><div class="ubbcode-body">democratic president, democratic congress, if they want to take our guns, or re-establish the moronic clinton gun ban, or ban all semi auto guns, it would be TERRIBLY easy, if obamma is elected </div></div>

Add to the mix up to 3 potential extreme liberal supreme court justices apppointed and the lack of a presidential pro-gun veto.....it could be scary. /forum/images/%%GRAEMLIN_URL%%/frown.gif

I wish I could believe the Obama sportsman talking points too, but somehow I just can't. /forum/images/%%GRAEMLIN_URL%%/wink.gif

Its not the only reason to vote for sure, but gun/hunting rights is in the mix for me.
 
What scares me is what would happen if McCain kicked the bucket during his time in office. He's what, 137 years old or something? Having to rely on Palin and her vast experience would be a scary deal indeed.

That being said, I believe it's another election where we'll all be trying to pick the lesser of two evils.
 
Yet another misconception dealt by a bias media;
a list of presidents from this century that were governors before they became president.

• Woodrow Wilson: Governor of New Jersey from 1911-1913
• Calvin Coolidge: Governor of Massachusetts from 1919-1921
• Franklin Delano Roosevelt: Governor of New York from 1929-1933
• Ronald Reagan: Governor of California from 1967-1975
• Jimmy Carter: Governor of Georgia from 1971-1975, and the first elected governor from the South post Civil War
• Bill Clinton: Governor of Arkansas for two separate terms, from 1979-1981, and from 1983-1992
• George W. Bush: Governor of Texas from 1995-2000.

Tell me this, why is it OK for Bill, but not OK for Sahra?
Look at this list and tell me that everyone on here had more/better experience.
 
<div class="ubbcode-block"><div class="ubbcode-header">Originally Posted By: ReleaseHunter</div><div class="ubbcode-body">The President has little power for changing Consttutional laws. It would have to be passed through Congress and I would say there is little chance we would see that happen. You can all beat up on me all your want with my opinion, but realize it is only an opinion like yours. Honestly, I do not think McCain has a snowball's chance in heck to get into office.</div></div>

Everyone is entitled to their opinions and I can respect that. But tell me why I just watched an Osama commercial on The Outdoor Channel tonight? If the prez has little power than why spend the $$$. Suppose he feels compelled to win over the votes of the traditional conservative outdoorsmen(women)?
 
<div class="ubbcode-block"><div class="ubbcode-header">Originally Posted By: teeroy</div><div class="ubbcode-body">socialism? isn't that where we are headed with the government buying up all theses banks? </div></div>

I am torn on the bailout. From a purely conceptual standpoint it sucks, plain and simple. We are buying bad debt from failing banks in order to stabilize markets and prevent short sells from ripping our economy a new one. It's easy to sit back and say it was a ridiculous and socialist move, but the truth of the matter is we will never know just how bad things might have gotten if congress had not acted. Also keep in mind that the idea is that after the dust settles and things get back to situation normal, we sell the assets back to the private sector, potentially at a profit.

We have only seen a glimpse of what life would be like in a completely unregulated economy. You are dreaming if you think we live in one now. The socioeconomic disparity would be unbelievable, and absolutely unacceptable. I worked in the financial industry for nearly eight years, and I saw mortgage loan officers making disastrous decisions, putting people in homes they couldn't afford, with interest only financing so they'd never make a dent in principal, just to line their pockets. I had a guy once tell me that he had to clear $12k/month to keep up his lifestyle and to keep his wife happy. He would have underwritten his grandmother, living on her social security check, into a mansion given the opportunity. That's an unregulated economy. Doesn't matter what's right or wrong, the best decision is whatever makes the most money in the shortest amount of time, to hell with the future.

Regardless of evidence to the contrary, I still believe that capitalism is truly a great thing, in that it sets the stage for competition, creating in effect a marketplace of innovation. However, as we have seen first hand, free markets left alone are extremely volatile and entirely unforgiving. Governments and government regulation exist in part to save us from ourselves.
 
palin is more experienced than obama. i think i would rather roll the dice on her being president than obamma. neither has the necessasary experience, but at least she has ran something, even if it is "just alaska". what has obamma done?
 
<div class="ubbcode-block"><div class="ubbcode-header">Quote:</div><div class="ubbcode-body">Also keep in mind that the idea is that after the dust settles and things get back to situation normal, we sell the assets back to the private sector, potentially at a profit.
</div></div>

If the Fed does makes money selling back the morgages, what do you suppose they will do with that profit? Common sense say's, lets reduce our national debt or give it back to the people we took it from. My guess is they will find something to spend it on, especially with libs in control of 3 branchs of the Gov't.
 
McCain is 72, the same age as Ronald Reagan when he was elected to his second term. And he's a pretty spry 72. I suppose having a wife 24 years younger than you help keep you on your toes. /forum/images/%%GRAEMLIN_URL%%/smile.gif

I too think this thing about Palin not having any experience is grasping at straws. SHe has just as much experience as a lot of other presidential candidates. And a lot more real world experience than Obama who ha only been a senator for two years. Nancy Pelosi and Diane frankenstien hate this woman because they know that she can rally the REAL women of America behind her and that scares the heck out of them.
 
<div class="ubbcode-block"><div class="ubbcode-header">Originally Posted By: Avidhunter</div><div class="ubbcode-body"><div class="ubbcode-block"><div class="ubbcode-header">Originally Posted By: teeroy</div><div class="ubbcode-body">socialism? isn't that where we are headed with the government buying up all theses banks? </div></div>

I worked in the financial industry for nearly eight years, and I saw mortgage loan officers making disastrous decisions, putting people in homes they couldn't afford, with interest only financing so they'd never make a dent in principal, just to line their pockets. I had a guy once tell me that he had to clear $12k/month to keep up his lifestyle and to keep his wife happy. He would have underwritten his grandmother, living on her social security check, into a mansion given the opportunity. That's an unregulated economy. </div></div>

Do the people taking these loans out have any responsibility in it at all? I assume they knew what a 50 year loan was or interest only. Just because they could do it does not mean they had to. The people taking these loans out can not be that stupid? Getting real tired of hearing how it was all the banks fault. I read thru my mortgage contract and even researched my best options. No I am not in the financing business but these people were at fault also.
Sorry for the rant just sick and tired of everyone blaming someone else and then getting bailed out.
 
<div class="ubbcode-block"><div class="ubbcode-header">Originally Posted By: risto</div><div class="ubbcode-body"><div class="ubbcode-block"><div class="ubbcode-header">Originally Posted By: Avidhunter</div><div class="ubbcode-body"><div class="ubbcode-block"><div class="ubbcode-header">Originally Posted By: teeroy</div><div class="ubbcode-body">socialism? isn't that where we are headed with the government buying up all theses banks? </div></div>

I worked in the financial industry for nearly eight years, and I saw mortgage loan officers making disastrous decisions, putting people in homes they couldn't afford, with interest only financing so they'd never make a dent in principal, just to line their pockets. I had a guy once tell me that he had to clear $12k/month to keep up his lifestyle and to keep his wife happy. He would have underwritten his grandmother, living on her social security check, into a mansion given the opportunity. That's an unregulated economy. </div></div>

Do the people taking these loans out have any responsibility in it at all? I assume they knew what a 50 year loan was or interest only. Just because they could do it does not mean they had to. The people taking these loans out can not be that stupid? Getting real tired of hearing how it was all the banks fault. I read thru my mortgage contract and even researched my best options. No I am not in the financing business but these people were at fault also.
Sorry for the rant just sick and tired of everyone blaming someone else and then getting bailed out. </div></div>

I hear you, but having worked as a loan officer myself, I can honestly say that it's often times extremely difficult for the average person to truly understand what they are getting themselves into. Mortgage brokers have/had become the new car salesmen, glossing over details or neglecting to mention terms altogether, simply saying "initial here, sign here, here's the keys to your new home!" Unless you've seen how it works first hand I can understand how you can't imagine that people can be sooo very stupid as to buy a home they cannot afford.

Mortgage offerings have also become increasingly complex, in part to meet the growing needs of consumers but also to sell more loans, right or wrong. Haven't you heard that some folks had no idea that their mortgage payment would double, maybe even triple in a couple years? I scratch my head whenever I think about it, since it's all disclosed and documented in the papers they sign, but once again, the average person just wants to put a solid roof over their head and do the best job they can to provide for their family. Some of them just trust that the banker knows best (LOL) and that they wouldn't let them get into a situation that was doomed from the very beginning.

Many of the people that have been exploited are the elderly and the mentally incompetent. It's pretty hard to point the finger at an 87 year old widower grandmother, that trusted her banker to do right by her, since he knew everything about her finances. She came from a time when a handshake often sealed the deal, or a verbal promise actually meant something. The times have changed /forum/images/%%GRAEMLIN_URL%%/frown.gif
 
<div class="ubbcode-block"><div class="ubbcode-header">Originally Posted By: Avidhunter</div><div class="ubbcode-body"><div class="ubbcode-block"><div class="ubbcode-header">Originally Posted By: risto</div><div class="ubbcode-body"><div class="ubbcode-block"><div class="ubbcode-header">Originally Posted By: Avidhunter</div><div class="ubbcode-body"><div class="ubbcode-block"><div class="ubbcode-header">Originally Posted By: teeroy</div><div class="ubbcode-body">socialism? isn't that where we are headed with the government buying up all theses banks? </div></div>

I worked in the financial industry for nearly eight years, and I saw mortgage loan officers making disastrous decisions, putting people in homes they couldn't afford, with interest only financing so they'd never make a dent in principal, just to line their pockets. I had a guy once tell me that he had to clear $12k/month to keep up his lifestyle and to keep his wife happy. He would have underwritten his grandmother, living on her social security check, into a mansion given the opportunity. That's an unregulated economy. </div></div>

Do the people taking these loans out have any responsibility in it at all? I assume they knew what a 50 year loan was or interest only. Just because they could do it does not mean they had to. The people taking these loans out can not be that stupid? Getting real tired of hearing how it was all the banks fault. I read thru my mortgage contract and even researched my best options. No I am not in the financing business but these people were at fault also.
Sorry for the rant just sick and tired of everyone blaming someone else and then getting bailed out. </div></div>

I hear you, but having worked as a loan officer myself, I can honestly say that it's often times extremely difficult for the average person to truly understand what they are getting themselves into. Mortgage brokers have/had become the new car salesmen, glossing over details or neglecting to mention terms altogether, simply saying "initial here, sign here, here's the keys to your new home!" Unless you've seen how it works first hand I can understand how you can't imagine that people can be sooo very stupid as to buy a home they cannot afford.

Mortgage offerings have also become increasingly complex, in part to meet the growing needs of consumers but also to sell more loans, right or wrong. Haven't you heard that some folks had no idea that their mortgage payment would double, maybe even triple in a couple years? I scratch my head whenever I think about it, since it's all disclosed and documented in the papers they sign, but once again, the average person just wants to put a solid roof over their head and do the best job they can to provide for their family. Some of them just trust that the banker knows best (LOL) and that they wouldn't let them get into a situation that was doomed from the very beginning.

Many of the people that have been exploited are the elderly and the mentally incompetent. It's pretty hard to point the finger at an 87 year old widower grandmother, that trusted her banker to do right by her, since he knew everything about her finances. She came from a time when a handshake often sealed the deal, or a verbal promise actually meant something. The times have changed /forum/images/%%GRAEMLIN_URL%%/frown.gif </div></div>


As far as the elderly and incompetent I agree with you wholeheartedly. The loan officers will have their just rewards
at a later date.

For everyone else they can read the fine print just like everyone else no matter how hard someone is pushing something. I have bought many houses and work with a lot of banks but always do my research first. I have bought land on loans like these but knew what I was getting into and paid them off well before they were coming due. I told the banker what I wanted.

I don't think you can convince me that it was all the banks fault except in our above mentioned instances. People need to be responsible and accountable for their own actions. Now here we are wiping up after them. /forum/images/%%GRAEMLIN_URL%%/mad.gif
 
Regardless of who is elected...you can't legislate the fixing of stupidity.

However, you can expect otherwise competent people to be responsible for their own idiotic decisions.

This is where I feel that libs and conservatives vastly differ. Conservatives accept this as is. Libs always want to blame someone else for the world's problems and expect big brother (government) to fix it.

The elderly and mentally challenged folks were a very small minority of the folks taking on these loans I would bet.
 
<div class="ubbcode-block"><div class="ubbcode-header">Originally Posted By: DOR</div><div class="ubbcode-body">Regardless of who is elected...you can't legislate the fixing of stupidity.

However, you can expect otherwise competent people to be responsible for their own idiotic decisions.

This is where I feel that libs and conservatives vastly differ. Conservatives accept this as is. Libs always want to blame someone else for the world's problems and expect big brother (government) to fix it.

The elderly and mentally challenged folks were a very small minority of the folks taking on these loans I would bet.
</div></div>

Thanks DOR that is what I meant to say. /forum/images/%%GRAEMLIN_URL%%/grin.gif

BTW- I have a few thousand in investments (my money not 401k) that I need help paying. Darn Ameritrade I can't believe I did not read the fine print. Maybe the government will bail me out and help me. /forum/images/%%GRAEMLIN_URL%%/mad.gif
 
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